family with kids

Credit Unions are not-for-profit organizations whose purpose is to serve their members rather than maximize corporate profits.  Similar to banks, credit unions accept deposits, make loans, and provide many other financial services.  But, at Sky Federal Credit Union, we encourage our members to do all of their business with us, providing a safe place to save and borrow at competitive rates.

We are founded on the principle of “people helping people” and have been helping members achieve their financial goals since 1935.

Choose Sky Federal Credit Union as the financial institution for you’re entire family!  We offer accounts that appeal to all age groups, and once your a member everyone in your immediate family is eligible.

Check out our savings options below!


Regular Shares

A small deposit of $25 opens the door to membership at Sky Federal Credit Union. Each deposit into a savings account is an investment for you, as you are actually purchasing a share of the Sky!


Cubby Companion

A Cubby Companion Account is a great way to learn how to save! This account is especially designed for ages 0-11 years old.  There is no fee to join–it is absolutely free!  For more details, click on the link above.


For Young Investors  – FYI

Taking responsibility for your finances is an important part of becoming an adult.  Click on the link above for products and services designed especially for teens and young adults ages 12- 23.


Second Shares

Open a dedicated account to segregate funds for special purposes such as a vacation, a wedding, home improvements, and even to pay expenses like taxes, etc.  Click the link above for more information on our Second Shares account.


Strategic Savers

The Strategic Savers Account offers our members the opportunity to save according to their budget and avoid fees that come with having a single service account.


Christmas Club

Save for the Holiday Season, and earn interest on your deposits!


Montana Medical Care Savings Account – MSA

A Montana Medical Care Savings Account (MSA) is a self-administered account in which money can be set aside to pay routine, out-of-pocket health care expenses and to build up savings for future medical costs.  An MSA account may be an eligible deduction to be claimed on your Montana state tax returns.  Please consult with a tax professional for any advice on the benefits of this type of account.


First Time Home Buyer Savings

A First Time Home Buyer Savings Account is an account in which money can be set aside to save for the purchase of a home.  Funds in this account must be used toward eligible home buyer expenses to qualify for a Montana income tax reduction.  Please consult with a tax professional for any advice on the benefits of this type of account.



Escrow Accounts are established and controlled by the credit union for members who have mortgage loans with us.  The funds in the account are used to pay taxes and/or insurance on the property.  For more information on our Escrow Accounts please see Home Loans.


Call us at (800) 445-3328 to learn more or get started with our great savings account options today!

Federally Insured by NCUA