Financial Calculators

Use our free online financial calculators to help you plan and calculate your future!

Mortgage Calculators
ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Credit Cards and Debt Management
Personal Debt Consolidation Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Auto Calculators
Auto Loans Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
Home Equity vs. Auto loan Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Retirement Savings and Planning
401(k) Savings Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
Retirement Income Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Savings Calculators
CD Ladder Calculator Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Personal Finance
Checkbook Balancer Balance your checkbook with this quick and easy calculator.
Business Calculators
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.


Financial Calculators Disclosure Statement
The information provided by these calculators is for illustrative purposes only.  The information entered may vary from your actual loan, mortgage, or savings results.  Interest rates are hypothetical as rates of return will vary over time.  The calculator results are not a guarantee of Credit.  They are also not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Sky Federal Credit Union.
Federally Insured by NCUA