Rates

Get the financial flexibility you need with a reliable source of funds. We offer competitive rates and no annual fees.

Details
  • Limits up to $15,000 (individual) and $30,000 (joint)
  • No annual fees
  • No application fee
  • Competitive fixed rates
  • 25 day grace period
  • Save money by transferring balances from other high-rate credit cards
  • Get immediate answers with a local Visa® specialist
  • Convenient payments by mail, online, or in any branch
  • Features additional protection through Verified by Visa 
  • Debt Protection (Disability, Involuntary Unemployment, Life Plus) available

Please call for more information or to apply for your new Sky Visa credit card.

Toll-free number: 800-445-3328

Secured Visa® Credit Card

Looking to build or repair your credit? We've got the perfect card to help you.

Our Secured Visa® credit card gives almost anyone the opportunity to build good credit responsibly without paying high rates or outrageous fees.

  • Easy application process
  • No application fee
  • No annual fee
  • Your limit is determined by a deposit secured in a separate Sky savings account.
  • Minimum deposit: $100
  • Maximum deposit: $15,000
  • You can increase your limit at any time by depositing additional funds and requesting a limit increase online.

The Secured Visa® Credit Card is available to Sky Federal Credit Union members ages 18 and older.

Falcon Fraud Manager

Falcon Fraud Manager provides world-class capabilities to prevent, detect, and resolve financial fraud across any payment method, including debit and credit cards. The Falcon Fraud Manager program for Debit and Credit brings a more holistic approach to fraud protection by better understanding customers' financial behavior.   

For more information contact us at (800) 445-3328.

Balance Transfer Promo

Get Started Today

Get 0.00% A.P.R.* for 18 months on balance transfers completed by 04/30/2022, with a 3% fee on the balance transfer amount. The fee is collected at the time of the balance transfer. After 18 billing cycles, you will be charged the standard fixed A.P.R.* as disclosed on your Credit Card Account Opening Disclosure.

*APR = Annual Percentage Rate

 

Traveling Members

Country blocks and restrictions placed on credit and debit cards are becoming more and more of an unfortunate reality within all financial institutions. This is due to the rising volume of fraud that is occurring in particular countries, states, cities, or particular types of merchants; all of which we monitor constantly to protect you. Unfortunately, sometimes these blocks can interfere with your travel plans. If you know you are planning a trip, please contact us when traveling outside of Montana by completing a Traveling Member form in order to minimize the chances of your cards being blocked or flagged for unusual activity.  Please allow 1-2 business days for requests to be processed prior to traveling.

You can submit notice of travel via the form located below or the Card Services option in our Sky FCU Mobile Banking App.  For questions email [email protected] or call us at (800) 445.3328.

 

Traveling Members Form

 

*Annual Percentage Rate

All loans subject to Sky Federal Credit Union's customary due diligence underwriting, credit approval and documentation. Other terms and conditions may apply.  
Credit Card Application & Solicitation Disclosure