Need to transfer money quickly and securely?

Wire transfer is the fastest way to move funds quickly and securely across the country or around the world. Unlike automated clearing house (ACH), which provides next-day transfer of funds, wire transfers can provide same-day transfer if completed before the cut-off time. 

Wires may be sent for any amount.  For wires of $2,500.00 or more, Sky Federal Credit Union procedure requires that you come into a branch location to sign or have your signature notarized if outside the office.

Some fees apply — please refer to our Cost Recovery Schedule Disclosure.

All wire recipients must pass through an Office of Foreign Assets (OFAC) screening. If there are any suspected OFAC violations, the funds may be suspended or canceled per government regulations. 

Domestic Wire Transfers

This service debits or credits your account and transfers (usually the same day) the designated amount of money to any account at another financial institution within the U.S. All initial wire transfer requests are accepted via fax, mail, email, in person, or by phone. Each wire request will be verified by one or more credit union employee. If your request is sent via fax, mail or email, it will require contact with at least two credit union employees before the wire can be sent. 

Cut Off Times:

  • Outgoing Domestic Wires: 2:30 pm MST
  • Incoming Wires: 4:30 pm MST

For Domestic Wires to Sky Federal Credit Union:

Download a printer-friendly Incoming Wire Transfer Instructions Form

You will need the following information to receive the funds in your Sky account from any other financial institution within the U.S. 

Destination Financial:
Millennium Corporate Credit Union
8615 W Frazier, Wichita, KS 67212
ABA 301180111

Beneficiary Bank (Final FI) Further credit to:
Sky Federal Credit Union
111 N B Street, Livingston, MT 59047
ABA 292977747

Beneficiary (final credit to):
Your name (as it appears on your Sky FCU account)
Your address
Your account number and share ID 

For Domestic Wires from Sky Federal Credit Union:

You will need the following information to transfer funds from your Sky account to any other financial institution within the U.S.

Destination Financial:
Receiving Institution Name and Address
Routing Number of the Receiving Institution

Beneficiary (final credit to):
The name of the person you are sending to
Recipient’s address

Recipient’s account number

*The addition of a corresponding financial may be required to reach the receiving financial institution.

International Wire Transfer

This service debits or credits your account and transfers the designated amount of money to any account at another financial institution outside the U.S. International wire transfers may take up to a month to receive at the other financial institution. All initial wire transfer requests are accepted via fax, mail, email, in person or by phone. Each wire request will be verified by one or more credit union employee. If your request is sent via fax, mail, or email, it will require contact with at least two credit union employees before the wire can be sent. 

Cut Off Times:

  • Outgoing International Wires: 1:30 pm MST
  • Incoming Wires: 4:30 pm MST

For International Wires to Sky Federal Credit Union:

Download a printer-friendly Incoming Wire Transfer Instructions Form.

For incoming foreign wire transfers, Sky Federal Credit Union does not have a SWIFT Code, IBAN, or other international routing code, nor do we have a correspondent financial institution. You are able to wire funds directly to your Sky FCU account using the instructions below. In order for a financial institution outside the U.S. to wire funds to a Sky FCU account, they must do so through a U.S. correspondent financial institution that they have a relationship with. They must have a SWIFT Code which is used to identify financial institutions for international wires. Sky FCU only receives wires through Millennium Corporate Credit Union and the Federal Reserve. In order for a financial institution outside of the U.S. to wire funds to a Sky FCU member, they must pass the wire through a U.S. correspondent financial institution. 

You will need the following information to receive the funds in your Sky account from any financial institution outside the U.S.

Destination Financial:
Millennium Corporate Credit Union
8615 W Frazier, Wichita, KS 67212
ABA 301180111

Beneficiary Bank (Final FI) Further credit to:
Sky Federal Credit Union
111 N B Street, Livingston, MT 59047
ABA 292977747

Beneficiary (final credit to):
Your name (as it appears on your Sky FCU account)
Your address
Your account number and share ID

For International Wires from Sky Federal Credit Union:

For outgoing foreign wire transfers, the receiving financial must have a SWIFT Code, which is used to identify financial institutions for international wires. In addition, all European countries require an International Banking Account Number (IBAN).

You will need the following information to transfer funds from your Sky account to any financial institution outside the U.S. 

Destination Financial:
Receiving Institution Name and Address
Routing Number of the Receiving Institution
Receiving Institution SWIFT Code

Beneficiary (final credit to):
The name of the person you are sending to
Recipient’s address
Recipient’s account number
All European countries require an IBAN

*The addition of a corresponding financial may be required to reach the receiving financial institution.

If you have any questions regarding wire transfers, please contact the credit union at (800) 445-3328 and speak to our receptionist. Please ask for the wire department.