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A Sky FCU Line of Credit is a convenient, unsecured revolving loan that once established, the unused credit line is always available when a need arises. A line of credit lets you borrow the amount you need when you need it, and you make payments only on the credit you’ve actually used.
Our Overdraft Protection Loan is a Line of Credit that kicks in when a transaction is presented for payment exceeding the funds available in your share draft account. When you have an Overdraft Protection Loan in place, the funds will automatically be transferred to cover the transaction. An Overdraft Protection Loan adds another level of protection in case there are errors in your checkbook. The credit line may save you the embarrassment of having your checks returned unpaid and the cost of return check fees from both the merchant and the credit union.