Get ID theft protection with unlimited check writing — all for a low monthly fee. Includes free online banking and bill pay.


You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service, can help better protect you, your joint account owners and eligible family members.1

Identity Theft Expense Reimbursement Coverage2: Receive up to $10,000 to help pay expenses, clear your name and help recover your identity, should you become the victim of identity theft.

Comprehensive Identity Theft Resolution Services: Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.

Debit and Credit Card Registration: Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards (Registration/activation required.)

3-in-1 Credit File Monitoring3: IDProtect will monity your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)

3-in-1 Credit Report: Request an updated credit every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration/activation required.)

Credit Score: Receive a new single bureau credit score with every new credit report. Credit Score is a VantageScore 3.0 based on Equifax credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)

Total Identity Monitoring: Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (Registration/activation required.)

Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)

IDProtect® StealthType Anti-Keylogging Tool: Downloadable software that helps to provide a safe and secure browsing environment while isolating online activity from crimeware. (Registration/activation required.)

Mobile App Access: Enjoy your Sky Secure Checking account on the go! The app may be used on your smartphone and any of your mobile devices. Just go the APP store for your device and search for IDProtect® and follow the easy steps to download. After you have downloaded the app, enter your username and password*. Now you have it all at your fingertips!

1ID Protect is a personal identity theft protection service available to personal checking account owner(s), their joint owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the services is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2Special Program Notes: The description herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.

3Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate.

Are you currently a member of Sky Federal Credit Union?

*Free overdraft protection is available to qualifying members.