Get ID theft protection with unlimited check writing — all for a low monthly fee. Includes free online banking and bill pay.

ID Protect®

Identity fraud is a frightening, frustrating experience and it can happen to anyone at anytime. Don't become a victim. Instead, take advantage of the Sky Secure Checking with IDProtect® — here to provide identity theft prevention, protection and immediate assistance.

Identity Theft Expense Reimbursement Coverage1: Cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records.

Comprehensive Identity Theft Resolution Services: A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.

Debit and Credit Card Registration: Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)

3-in-1 Credit File Monitoring2: IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)

3-in-1 Credit Report: Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different type of credit score to assess your creditworthiness. (Registration/activation required.) Total Identity Monitoring Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (Registration/activation required.) Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)

1Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate and are not insured by the NCUA or Any Federal Government Agency.

2Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

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*Free overdraft protection is available to qualifying members.