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Kids, turn your pocket money into a pile of money with our dividend-bearing Youth Savings. Get started with a low deposit.

Cubby Companion – Ages 0-11
  • Savings account designed for young members ages 0-11
  • Establishes the importance of saving from an early age
  • Competitive dividends based on average daily balance
    • Maintain a low minimum balance of $25 to earn dividends
  • No monthly maintenance fees
  • No minimum balance requirement
  • Enjoy the added perks:
    • Earn Cubby Dollars with every deposit; redeem for a variety of prizes
    • Qualify for special prizes by reaching savings goals
    • Receive a birthday card from Cubby Bear
    • Eligible for coloring contests, Trick-or-Treat Day, and other fun activities
  • 12-month share certificates also available
  • $5 minimum deposit to open
  • Federally insured by NCUA up to $250,000 

Cubby Rewards & Corner Store

Every time your child or grandchild makes a deposit into their Cubby account, they will earn Cubby Dollars. They can then convert those Cubby Dollars into fun prizes at our Cubby Corner Store.

Kids also earn special prizes just by reaching the milestones below:

  • Save $100 to earn a Cubby T-shirt
  • Save $250 to earn a Stuffed Cubby Teddy Bear
  • Save $500 to earn a Cubby Backpack

Check out the Googolplex for some great games, calculators, stories and more!

For Young Investors (FYI) – Ages 12-23
  • Savings account designed for young members ages 12-23
  • Reinforces the habit of saving from a young age
  • Your share of ownership in Sky Federal Credit Union*
  • Dividends paid monthly; based on average daily balance
  • No monthly maintenance fees
  • No minimum balance requirement
  • 6 free electronic debits per month; $15 fee for withdrawals in excess thereafter and the item may be retuned
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • Free telephone banking
  • Free MoneyDesktop & MoneyMobile
  • 12-month share certificates also available
  • $25 minimum deposit to open
  • Federally insured by NCUA up to $250,000

Check out the Googolplex for some great games, calculators, stories and more!

*This account has a minimum opening balance of $25.00. The opening balance must remain in your account to maintain membership.