It's never too late to start over. Our Fresh Start Checking account gives members looking to rebuild their good financial standing the support they need.


We have the right to close this account at any time, with proper notice. Our decision to close the account will not affect your existing obligations to us including any obligation to pay fees or charges incurred prior to termination. No deposits will be accepted and no checks will be paid after the account is closed. A Sky Federal Credit Union check for the remaining balance, if applicable, will be mailed to accountholder at the address indicated on our current records.


This account is available to members that have $500 or less in checking collections at another institution. Member must be 18 years old or older to open this account.We require a Credit Score Analysis (CSA) at opening to help the member repair and improve their credit. This account is not to be used for commercial purposes and there is a limit of one (1) account per Social Security Number. After six (6) months of solid performance on this checking account with no NSF fees the member will have the option to move to another type of checking account.