HELOC EVENT ON NOW
6-Month Introductory Rate
4.91% APR*
Variable APR After Introductory Period
6.75%–13.00% APR*
Maximum APR: 18%
Celebrating 91 Years Of Serving Montana-It’s our gift to you!
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Renovate: Funding home improvements to increase your property value.
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Consolidate: Paying off high-interest debt, like credit cards.
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Dream Bigger: Financing large expenses like a wedding, education, or an adventure!
No Pressure! No Judgment! Just Real Local Help!
*The introductory Annual Percentage Rate (APR) of 4.91% is available for the first six (6) months from the loan agreement date (the "Introductory Period") on qualifying new HELOCs. After the Introductory Period, the APR becomes variable and is based on the current U.S. Prime Rate plus a margin, as described in the HELOC agreement. Current variable APRs range from 6.75% to 13.00%, depending on creditworthiness and the applicable margin. APRs are subject to change. Maximum APR is 18%.
To qualify for the introductory rate, borrowers must meet all credit and program requirements. A minimum initial draw of $25,000 is required. The $250 processing fee is waived during the promotional period. A $100 annual fee applies beginning in the second year. Property insurance is required. Additional fees may apply, including appraisal and other property-related fees. Available for new HELOC applications only. Subject to credit approval, membership eligibility, and applicable terms and conditions. Contact Sky Federal Credit Union for complete details.
